Star Prince

Hi team, Love this game! With the card all you've got, it states that a character of 6 threat or less can use this card. Just wanted to clarify around gem bearers, does this refer to their starting threat or their total threat once equipped with a gem? So would Strange with the Time Gem be ineligible to use this card, whilst Corvus with the Time Gem fair game? Or is everyone okay to use it atm, and the cap there for the inevitable arrival of higher threat characters? Thanks in advance!